Don't do this or you will make money
The 3 things you need to do to stay poor FOREVER 1. Don't have a budget - leave that for the smart rich people, spend your whole paycheck the second it comes into your account 2. Invest your money when you're old -Investments take time to compound, so wait as long as you can before starting an investment 3. Take 0 risks - You might actually make money if you take risks 😬, so rely only on your 401K for your retirement
